Home Mississippi Uncontested Divorce Kit
2026 edition • Verified against Miss. Code § 93-5-2 & UCCR 8.04–8.05Mississippi Uncontested Divorce Kit
For the fully-agreed “Irreconcilable Differences” route — the paperwork, the appearance requirement, and the sequencing rules DIY filers get wrong.
- Complaint, Property Settlement Agreement, Waiver & proposed Final Judgment
- Rule 8.05 financial declaration worksheets, joint and single-filer versions
- Free eligibility check before you pay anything
- Instant PDF download — $129 one-time, no subscription
Takes 2 minutes to check · no commitment
“I almost paid a lawyer thousands for this. The settlement agreement walked me through things I would never have thought to put in writing.”
Sarah E. · Jackson, MS
Is This Kit Right for You?
Mississippi is one of only two states with no unilateral no-fault divorce, and the Irreconcilable Differences statute actually has two routes for agreeing couples. This kit covers the route where you agree on everything — here is the honest test.
This kit fits if:
- One of you has been a genuine Mississippi resident for at least 6 months.
- You both consent to divorce on Irreconcilable Differences. Mississippi requires it.
- You fully agree on property, debts, alimony, and any child custody and support terms — not just on getting divorced.
- Your spouse will either file jointly with you or sign an Entry of Appearance and Waiver. The kit covers both routes.
- You can both disclose your finances honestly on a Rule 8.05 declaration, and one of you can appear before the chancellor if the court doesn’t excuse it.
You need a different route if:
- You agree to divorce but can’t agree on every issue — Mississippi lets you consent in writing to let the court decide the specific unresolved issues instead, but that is a different process this kit doesn’t cover.
- Your spouse will not consent to Irreconcilable Differences at all, which puts you on fault grounds — a contested case.
- There is violence, threats, stalking, or fear in your relationship, or you feel pressured to sign.
- You suspect hidden income or assets, or there’s a business, pension, or large retirement account needing a QDRO or valuation.
- Immigration status, bankruptcy, or major tax consequences are in play.
Not sure? Take the free eligibility check — if the kit is wrong for your situation, we will tell you before you pay.
Where Mississippi DIY Filings Get Sent Back
Almost never because the couple disagreed. Here’s what actually trips up self-represented filers.
Assuming no one has to show up in court
Uniform Chancery Court Rule 8.04(A) requires the attorney or party to appear before the court with MEC-stamped pleadings to request approval — unless the court excuses it. It’s the rule, not a rare exception for cases with children. The kit preps you to appear and explains how to ask your chancellor whether yours can be excused.
Treating a full signed agreement as the only way to get an ID divorce
If you agree to divorce but can’t agree on every custody, support, or property issue, Miss. Code § 93-5-2(3) lets you consent in writing to let the court decide the specific unresolved issues — a real, separate track, not a dead end forcing you into a fault case. This kit is built for the fully-agreed route; if you’re on the consent-to-adjudicate route instead, we say so and point you to a lawyer.
Getting the Rule 8.05 waiver rule backwards
UCCR 8.05(A) lets the disclosure be excused by court order, or waived by either or both parties with the court’s approval — not only when both spouses and the chancellor separately sign off, as many self-help guides claim. The kit walks you through the real rule, the short-form and long-form disclosure options, and the Certificate of Compliance you still have to file.
Filing a custody case without the UCCJEA affidavit
Any case involving custody needs a UCCJEA affidavit under Miss. Code § 93-27-209 stating where the child has lived and any other custody proceedings — it’s not on most generic Complaint/PSA/Waiver checklists. The kit includes it whenever your case involves a minor child.
Signing the waiver the same day the complaint is filed, or miscounting the 60 days
Mississippi Rule of Civil Procedure 4(e) requires the Entry of Appearance and Waiver to be executed after the day the complaint is filed — not merely on or before it. And under MRCP 6(a), the 60-day wait before your complaint can be heard doesn’t start counting until the day after you file, not on the filing date itself. The kit gets both dates right and tells you when you can actually ask the clerk for a hearing.
Why a Mississippi-Specific Kit?
We’ll say it plainly: Mississippi’s Access to Justice Commission offers a free, statewide interactive Irreconcilable Differences tool — but only if you have no children together, both agree, and will sign the documents it generates. It doesn’t handle property division, a full Property Settlement Agreement, custody or support paperwork, or district-specific filing instructions. That’s what this kit is built for, and almost every delayed uncontested case comes down to paperwork — not a legal fight.
Keep the legal fees
You do the filing yourself and keep the difference between an attorney's bill and a one-time kit price — see the cost breakdown alongside.
Skip the sheriff’s service fee
File jointly, or use the included Entry of Appearance and Waiver — properly dated, sworn, and filed. Either way you avoid paying for personal service.
Get the order of operations right
Sign the waiver on the wrong day and it can be treated as ineffective. The kit tells you exactly when to sign what, so you don't lose weeks to a sequencing mistake.
What an Uncontested MS Divorce Costs
Typical all-in DIY total
about $280–$305
What’s Inside the Kit
Editable documents, worksheets, and a filing roadmap for a fully-agreed Mississippi Irreconcilable Differences divorce — grouped by what your case actually triggers.
Core Court Documents
Both filing routes included — joint complaint or single filer with a waiver.
- Joint Complaint for Divorce
- Complaint for Divorce (single filer)
- Entry of Appearance & Waiver (dated, sworn)
- Proposed Final Judgment of Divorce
- Civil Cover Sheet (AOC/01)
Property Settlement Agreement
The chancellor must find your agreement adequate and sufficient before incorporating it into your judgment. Ours prompts you through the clauses generic templates leave blank:
- Real property, refinance deadlines, and deed transfer
- Debts assigned by name, not “split fairly”
- Retirement accounts and when a QDRO is needed
- Alimony terms or an express mutual waiver
- A dated visitation schedule, holidays included
Rule 8.05 Disclosures & Roadmap
The supporting paperwork that stalls DIY cases, plus a step-by-step filing and appearance guide.
- Rule 8.05 Financial Declaration (short-form) worksheets for both spouses
- Certificate of Compliance to file with your Rule 8.05
- Clerk call script — the questions to ask your district before filing
- Chancellor-appearance checklist — what to bring if yours isn’t excused
- Pre-filing checklist to catch rejections before they happen
Custody & Support Filings
UCCJEA Affidavit (Miss. Code § 93-27-209), a child support guideline worksheet, and the required medical-support provision language — all missing from a bare Complaint/PSA/Waiver list.
Alternate Rule 8.05 Paths
A long-form (Form 2) disclosure template for complex finances, and a Rule 8.05 waiver form for when both of you want to waive disclosure and ask the court to allow it.
What this kit does not include
- The § 93-5-2(3) route, used when you agree to divorce but not on every issue and instead consent to let the court decide them — a different process that often benefits from legal advice
- A fault-ground or contested divorce, if your spouse won’t consent to Irreconcilable Differences
- A guarantee that your court appearance is excused, that the court accepts your filing, or that a specific Chancery Court approves it
- The court’s own filing fee
- Legal advice about your situation, or review of your completed documents
Written for the fully-agreed Irreconcilable Differences route statewide, including Hinds, Harrison, Rankin, and DeSoto counties. Individual chancery districts (Pearl River County’s local packet is one example) can add their own cover sheets or instructions, so the kit includes a checklist for confirming yours with the clerk before you file.
How It Works
Four steps from download to Final Judgment.
Agree & prepare
Inventory assets and debts, complete your Rule 8.05 worksheets, and draft the Property Settlement Agreement together, covering every issue — not just the ones you’ve already settled.
File with the clerk
File your Complaint and AOC/01 cover sheet with the Chancery Clerk in the right county and pay the filing fee. Self-represented filers file conventionally; the clerk uploads it to MEC for you.
Sign the waiver, then wait
If one of you filed alone, your spouse signs the sworn, notarized Waiver — dated after the day of filing, never on or before it. The 60-day clock then runs from the day after filing.
Appear & submit the judgment
Once the 60 days pass, ask the clerk for a hearing date. Bring your proposed Final Judgment of Divorce — someone appears before the chancellor unless the court has excused it.
Either spouse can withdraw consent to the joint agreed route any time before the judgment is entered, and court closures or docket delays can push your earliest possible hearing date back — the 60 days is a floor, not a scheduled date.
Your Three Options
An honest comparison — including where we are not the right answer.
| Forms from scratch | PlainDivorce Kit | Attorney | |
|---|---|---|---|
| Your cost | $0 | $129 | Billed hourly or flat1 |
| Court filing fee | ~$150–$175 | ~$150–$175 | ~$150–$175 |
| Mississippi-specific PSA | You draft it | Included | Drafted for you |
| Rule 8.05 guidance | — | Included | Included |
| Advice on what’s fair to you | — | Not included | Yes |
| Best when | You enjoy research | You both agree on everything and want it done right | Anything is disputed |
1 We didn’t find a current, reliable Mississippi-specific study of uncontested-divorce attorney pricing to cite, so we’re not publishing a specific dollar range. Attorneys typically bill either an hourly rate or a flat fee for an agreed divorce; ask any firm you’re considering for a written quote to compare against the $129 kit price.
30-Day Money-Back Guarantee
Download it, read it, and if the kit is not what your situation needs, email us within 30 days for a full refund. If the eligibility check tells you this kit is wrong for you, do not buy it — that is what it is for.
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What Our Customers Say
Real stories from people who filed their own Mississippi divorce.
4.7 out of 5 based on 300+ customer reviews
Customer reviews are collected from purchasers and support conversations. Names may be shortened for privacy, and individual results vary by court, case facts, and filing requirements.
“I almost paid a lawyer thousands for this. The settlement agreement walked me through things I would never have thought to put in writing.”
Sarah E.
Jackson, MS
“The kit made it manageable. I filled out the forms in one evening and knew exactly what order to file things in.”
Eric B.
Biloxi, MS
“No drama, no fighting. The 8.05 worksheet was the part I was dreading and it turned out to be straightforward.”
Amelia D.
Gulfport, MS
“The checklist caught two things I had missed before I ever went to the clerk. Worth it for that alone.”
Emily E.
Jackson, MS
Individual results depend on your circumstances and your chancery district. No kit can guarantee that a court will approve a filing or excuse a court appearance.
Frequently Asked Questions
Do I have to go to court?
As a rule, yes. Uniform Chancery Court Rule 8.04(A) requires the attorney or self-represented party to appear before the chancellor with MEC-stamped pleadings to request approval of the judgment and agreement, unless the court excuses it. Practice on excusal varies by chancellor and district. The kit includes a script for asking your clerk how your district typically handles it, and preps you to appear if it doesn’t.
What if we agree to divorce but not on everything else?
Mississippi has a separate route for that: under Miss. Code § 93-5-2(3), you can both give written, personally signed consent letting the court decide the specific issues you haven’t agreed on, and your refusal to agree can’t be used against you. It’s a real option, but it’s a different process than a fully-agreed case, and this kit — built around a complete Property Settlement Agreement — doesn’t cover it. Talk to a Mississippi family lawyer about that route instead.
What is the 60-day waiting period?
Mississippi requires a complaint for divorce on Irreconcilable Differences to be on file for 60 days before it can be heard. Under Rule 6(a), the day you file doesn’t count — the clock starts the next day. It's a floor, not a scheduled hearing date: you still have to ask the clerk for a hearing once it passes, court closures can push things back, and either spouse can withdraw consent to the joint route any time before judgment.
Where do I file for divorce in Mississippi?
In Chancery Court. For a divorce based solely on Irreconcilable Differences, Mississippi lets you file in the county where either spouse resides if you are both residents, or in the resident spouse’s county if only one of you lives here. Fault-based divorces follow a stricter rule tied to where the defendant lives — so general divorce advice often gets this wrong.
What is a Rule 8.05 Financial Declaration, and can we waive it?
A written statement of each spouse’s income, expenses, assets, and debts, required by Uniform Chancery Court Rule 8.05 in domestic cases involving economic issues. It can be excused by the court, or waived by either or both of you with the court’s approval — not only when both spouses and the chancellor separately agree, as some guides claim. There’s a short form and a long form, and whoever provides it must also file a Certificate of Compliance. Assuming your district skips it without asking is one of the most common DIY mistakes.
Do we need anything extra if we have children?
Yes. Any case involving custody needs a UCCJEA Affidavit (Miss. Code § 93-27-209) disclosing where the child has lived and any related proceedings, and support terms need a child support guideline worksheet plus required medical-support provisions. Mississippi’s guideline amount is a rebuttable presumption — a court can deviate from it, but only with a specific finding explaining why. The kit includes all of this when your case involves a minor child.
When exactly does my spouse sign the Waiver?
After the day the complaint is filed — never on or before it. Mississippi Rule of Civil Procedure 4(e) requires the waiver to be executed after the day the action is commenced, dated and signed, and sworn to or acknowledged (or proven by two subscribing witnesses). A waiver signed the same day you file can be treated as ineffective. This single sequencing error causes a lot of avoidable delays, and the kit walks you through it.
Aren’t there free Mississippi divorce forms already?
Yes, and we say so openly — the Mississippi Access to Justice Commission offers a free, statewide interactive Irreconcilable Differences tool, but only for couples with no children together who both agree and will sign. It doesn’t cover property division, a full Property Settlement Agreement, custody or support paperwork, or district-specific instructions. That gap — plus the sequencing rules above — is what this kit is for. If the free tool fits your situation, use it with our blessing.
Can I file entirely online?
You can prepare everything online, but self-represented litigants file their complaint and cover sheet conventionally — in person or by mail with the Chancery Clerk, who then scans and uploads it to the Mississippi Electronic Courts (MEC) system. Registered attorneys are required to e-file directly; that option generally isn’t available to pro se filers. Any service promising a fully online Mississippi divorce filing for self-represented parties is overselling what MEC allows.
What do I actually receive, and what if it’s not right for me?
An instant download of every document listed above, plus the step-by-step roadmap and checklists. It is a one-time $129 purchase with no subscription. If it turns out not to fit your situation, email us within 30 days for a full refund.
Start with the free eligibility check
Sixty seconds, no payment required. If an uncontested filing is not the right path for your situation, we will say so.
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Important Legal Disclaimer
PlainDivorce is not a law firm. We do not provide legal advice, we are not your attorney, and we cannot tell you whether a settlement is fair to you. The Mississippi Uncontested Divorce Kit is a self-help information product covering the fully-agreed Irreconcilable Differences route only; it does not cover the § 93-5-2(3) consent-to-adjudicate route or a fault-based/contested divorce.
Chancery districts set their own local requirements, and filing fees (commonly around $150–$175) vary by county and change over time. We cannot guarantee that any court excuses your appearance, accepts your filing, or approves your judgment. You are responsible for verifying current requirements, form revisions, and local practice with your Chancery Clerk before filing. Content last reviewed: September 2026.
If you are experiencing domestic violence or feel unsafe, please contact a Mississippi legal aid office or a domestic violence advocate before filing anything.